There are various phases of life, including birth, infancy, childhood, adulthood, old age, and death. As we progress through each of these phases, we face changing needs and requirements such as education, health care, housing, retirement, and financial security, to name a few. Having a plan and proper advice helps guide us through these phases and gives us peace of mind that if we carry out our plan, we can achieve our goals and objectives. Just as you would not set out on a trip without a map and directions, you need a plan and advice before you set out on your journey through life. LJH & Associates is here to help you through that journey.